Terms of Service

Last updated: February 14, 2026

1. Introduction

Welcome to Finvovo. By downloading or using our mobile application, you agree to these Terms of Service. Please read them carefully.

2. Use of License

Finvovo grants you a personal, non-transferable, non-exclusive license to use the Finvovo app on your devices. You agree not to copy, modify, or distribute the app's source code or assets.

3. Data Privacy & Security

Your privacy is important to us. Finvovo operates on a "local-first" basis. All your financial data is stored securely on your device. We do not transmit your personal financial records to any cloud servers unless explicitly initiated by you (e.g., using optional AI features). For more details, please review our Privacy Policy.

4. Use of AI Features

Finvovo integrates with third-party AI services (OpenAI, Google, Anthropic) to provide insights. When you use these features, anonymized query data may be processed by these providers. We ensure no personally identifiable information (PII) is shared.

5. Disclaimer

Finvovo is a financial management tool, not a financial advisor. The insights provided by the app and its AI features are for informational purposes only. We are not responsible for any financial decisions you make based on this information.

6. Changes to Terms

We may update our Terms of Service from time to time. You are advised to review this page periodically for any changes.

7. Contact Us

If you have any questions about these Terms, please contact us at support@finvovo.com.